Can You Be Trusted With Money? Biblical Wisdom on Faith and Finances

Written By Brian Jones

Money is more than just numbers on a screen—it’s a reflection of trust, discipline, and faith. Many people desire financial blessing, but the real question is: Can you be trusted with it? In Luke 16, Jesus reveals a principle that applies to every area of life: “Whoever can be trusted with very little can also be trusted with much” (Luke 16:10, NIV). Click the video link above for the full message.

Are You Trustworthy With Money?

Trustworthiness isn’t about how much money someone has—it’s about how they handle what they’ve been given. Some people receive financial opportunities but fail to steward them well. Others struggle to receive help because they haven’t shown responsibility with their resources.

A good way to assess financial trustworthiness is to ask:

  • Do those closest to you trust you with money?

  • Are you responsible with what you currently have?

  • If you had more, would you manage it wisely?

Finances often reveal deeper heart issues. It’s not just about the numbers—it’s about discipline, faithfulness, and self-control.

Money Speaks—What Is Yours Saying?

If money could talk, it would say a lot about priorities. It reveals values, habits, and character. Some people’s finances say, “This person values generosity.” Others might say, “This person is reckless and impulsive.”

Your spending habits tell a story. Consider:

  • Do you spend on things that align with your values?

  • Does your generosity reflect faith in God’s provision?

  • Are you managing resources wisely, or is money controlling you?

Jesus challenges His followers to be trustworthy with little before expecting more. The way money is managed now determines future opportunities—both in finances and in faith.

Faithfulness in Finances Leads to Greater Blessings

Luke 16:10-12 emphasizes a principle of progression: faithfulness in small things leads to greater responsibility. The same way an employer promotes a trustworthy worker, God entrusts more to those who manage well. Many want financial freedom but avoid discipline. The pattern is simple:

  1. Be faithful with little.

  2. Gain trust and responsibility.

  3. Be entrusted with more.

This principle applies beyond money. If someone is faithful with small things—time, relationships, opportunities—greater things follow. But if someone is careless with the little they have, why would they be given more?

The Difference Between Worldly Wealth and True Riches

Jesus makes a striking contrast in Luke 16:11: “So if you have not been trustworthy in handling worldly wealth, who will trust you with true riches?” Worldly wealth is temporary. True riches—things of eternal value—are far greater. This includes:

  • A deeper relationship with God.

  • The impact of generosity on others.

  • Eternal rewards in heaven.

Money itself isn’t evil, but trusting in money instead of God leads to misplaced security. Real riches are found in faithfulness, not financial gain.

Three Ways to Align Finances With Faith

1. Examine Your Spending

Before making changes, take an honest look at financial habits. Ask:

  • Does spending align with what truly matters?

  • Is generosity a priority?

  • What does financial history reveal about trustworthiness?

A simple review of spending patterns often exposes misplaced priorities. It’s not about perfection—it’s about progress.

2. Be Generous Now, Not Later

Many people think, “I’ll be generous when I have more.” But generosity isn’t about income—it’s about the heart. Scripture encourages believers to give freely, even when resources seem limited. Martin Luther once said, “I have held many things in my hands and have lost them all, but whatever I have placed in God’s hands, that I still possess.”

Generosity isn’t just about money—it’s about trusting God with everything.

3. Don’t Let Money Keep You From Your Calling

Many people let financial fears hold them back from pursuing God’s call. Whether it’s a new career, ministry opportunity, or life change, the question is: Is faith in God greater than fear of financial insecurity? Throughout Scripture, God provides for those who step out in faith. While wisdom and planning are essential, waiting for absolute financial security can delay obedience to God’s purpose.

Faith and Finances: Where Do You Stand?

The ultimate takeaway from Jesus’ teaching on money isn’t about wealth—it’s about faith. Hebrews 11:6 reminds, “Without faith, it is impossible to please God.” Money will always be part of life, but trust in God determines how it’s handled. Placing faith in Jesus means trusting Him with everything—including finances.

For those who follow Jesus, the next step is clear: put your money where your faith is.

Further Reading

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Brian Jones
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